![]() This process is known as “churning.” In response to churners, some credit card issuers no longer issue multiple sign-up bonuses within a year or two, and American Express will not give a sign-up bonus from its personal cards to anyone who has already received a bonus from the same product. ![]() But in many cases, you can receive these bonuses more than once, multiplying the value of the rewards you can receive. Most credit card issuers offer their new customers a sign-up bonus in the form of valuable points, miles or cash back, typically after they meet a minimum spending requirement within a specified time period. ![]() Here are five credit card “hacks” that can maximize rewards and save you money. Hacking has never been in the news more than it has recently as businesses, governments and militaries have all been the subject of high profile illegal exploits of their computer systems.Īt the same time, any credit card user can perform other types of “hacks” on their credit cards that are all perfectly legal, but may not always be in line with the spirit of its cardholder agreement.
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